Secured & 2nd Charge Loans

A Secured Loan or 2nd Charge can be a useful option where a traditional mortgage just won’t work or where there are penalties to pay for early repayment.

Providing there is sufficient equity in your property a Secured Loan or 2nd Charge can sit behind the main mortgage and provide funds for property improvements, consolidation, or a whole other host of other reasons where a lump sum may be required.

This option is usually quick and there will typically be no early repayment penalties, making it ideal for short term funding.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Rosemount Financial Solutions Ltd trading as Rosemount Mortgage Planning are credit brokers, not lenders.